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Dear West Palm Beach Resident or Business Owner:
Living in South Florida means enjoying a vibrant coastal community, but it also requires us to remain prepared for potential flooding risks. Due to our low-lying topography, proximity to the coast, and periods of heavy rainfall, flooding can occur anywhere in our city. Just one inch of floodwater can cause up to $25,000 in damage.
It is important to note that most homeowners, renters, and business insurance policies do not cover flood damage. Flood insurance is a separate policy that can protect your building, the contents within it, or both. Renters, in particular, are encouraged to consider coverage for their personal belongings.
If you do not already have flood insurance, we would like to encourage you to consider flood insurance for your property.
Whether your property is in a low to moderate-risk or high-risk flood area, it can be insured for flood damage.
The City of West Palm Beach is proud to participate in the National Flood Insurance Program’s Community Rating System (CRS). Through proactive planning and flood mitigation efforts, the City works diligently to maintain a 25% discount on flood insurance premiums for eligible buildings, while carrying out flood management measures designed to protect life and property from future flooding. The City remains committed to pursuing additional strategies that could lead to even greater premium reductions in the future.
For information on flood insurance rates and coverage, please contact your insurance agent. You may also visit FloodSmart.gov to learn more or find an insurance provider. For additional flood insurance guidance, you may contact the City at (561) 805-6705 (TTY: 800-955-8771). Flood-related resources are available at WPB.org/Flood, and hurricane preparedness information can be found at WPB.org/Hurricane.
Please stay connected with us. To receive the latest updates from the City of West Palm Beach, subscribe to our Insider Newsletter at WPB.org/Insider and follow us on social media.
Yours in service,
Keith A. James
Mayor
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